Phone: (419) 562-7040

Kasasa Cash

Experience the power of Kasasa Cash and earn 3.01% APY* with no monthly fees or minimum balance.

Announcing a new way to look at your checking account. We believe your money can do more than just pay the bills—it can improve your quality of life.

With this innovative high interest checking account, you can write all the checks you want and get an interest rate that puts other bank rates to shame with no balance requirements or service fees. We even refund charges from non-network ATMs, not just in Bucyrus, not just in Central Ohio, but nationwide!

Now that's checking that's simply the best!

Summary

3.01% APY* on balances up to $25,000
0.75% APY* on amount of balance over $25,000
0.15% APY* if qualifications aren't met
Unlimited checking
ATM fee refunds nationwide**
No minimum balance
No monthly fee
Free ATM/Debit Card
Free Online Banking with Bill Pay
Free eStatements
Phone Access Banking
Identity Guard Dog membership***
Direct deposit available
$50 deposit to open
FDIC insured up to $250,000

Apply for a Kasasa Saver Account to increase your yield even more!

*APY = Annual Percentage Yield. See "More Information" tab above for details.

**Limited to 5 per month not to exceed $25

***For only $2.95 monthly fee (first 6 months free)

Qualifications

In order to qualify for the Kasasa rate and ATM fee refunds, simply do the following each statement cycle:

Make a minimum of 12 signature based debit card point of sale transactions
Set up one recurring direct deposit or ACH auto debit
Enroll and receive eStatements

It couldn't be easier! Chances are you're doing these already.

And remember, if you don't qualify one month, you still receive the base rate of interest, and can get the rewards back the following month.

More Information

Annual Percentage Yield (APY) accurate as of 7/23/10. Minimum to open account is $50. Rate tiers are as follows: 3.01% APY applies to balances of $.01 - $25,000 and 0.75% APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.15% APY will be earned on all balances if qualifications are not met. All balances will earn 3.01% APY to 0.75% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Available to personal accounts only. Debit card transactions must be posted to your account within the interest cycle to qualify. ATM transactions do not qualify. A direct deposit or electronic payment must be recurring, third-party initiated and posted to your account within the interest cycle to qualify. Other bank ATM fees will be calculated to the best of the bank's knowledge based on the incoming data received from the bank's EFT processor for fee refunds.

If you are a current Farmers Citizens Bank customer wishing to switch your current account to a Kasasa account, please email: customerservice@farmerscitizensbank.com or speak with a Personal Banker at your nearest FCB location.