Kasasa Saver
Put your savings to work earning 1.76% APY* each month with no monthly fees—ever!
For over 100 years, Farmers Citizen has worked to improve the quality of life here in Ohio. Now we've got a new way—improve your life, starting with your savings account. We don't see why your money should go to anyone but you. Kasasa Saver turns your savings into a moneymaking machine.
This high interest savings account is unlike anything you've ever seen before. It works in conjunction with your Kasasa Cash Account to earn you a monster interest rate. Each month you qualify, your Kasasa Cash rewards (interest earned and ATM fee refunds) are automatically transferred to your Saver account where they can earn ANOTHER massive rate!
- Summary
- 1.76% APY* on your balance
- 0.10% APY* if qualifications aren't met
- ATM fee refunds nationwide**
- No minimum balance
- No monthly fee
- Free ATM Card
- Free Online Banking
- Free eStatements
- Phone Access Banking
- Direct deposit available
- $50 deposit to open
- FDIC insured up to $250,000
*APY= Annual Percentage Yield. See "More Information" tab above for more details.
**Limited to 5 per month not to exceed $25
Regulatory limit of six (6) preauthorized transfers from your account per month.
- Qualifications
The qualifications are exactly the same as Kasasa Cash. In order to qualify for the Saver rate and ATM fee refunds, simply do the following each statement cycle:
- Use your Kasasa Cash debit card to make 12 signature-based transactions
- Set up one recurring direct deposit or ACH auto debit on your Kasasa Cash account
- Enroll and receive eStatements
It couldn't be easier! Chances are you're doing these already.
And remember, if you don't qualify one month, you still receive the base rate of interest, and can get the rewards back the following month.
- More Information
Kasasa Saver Annual Percentage Yield (APY) accurate as of 7/23/10. Minimum to open account is $50.00. Rate tiers are as follows: 1.76% APY paid on balance as long as all qualifications are met each statement cycle. All balances will earn as long as all qualifications are met. 0.10% APY will be earned on all balances if qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be posted to your account within the interest cycle to qualify. ATM transactions do not qualify. A direct deposit or electronic payment must be recurring, third-party initiated and posted to your account within the interest cycle to qualify. Other bank ATM fees will be calculated to the best of the bank's knowledge based on the incoming data received from the bank's EFT processor for fee refunds.
If you are a current Farmers Citizens Bank customer wishing to switch your current account to a Kasasa account, please email: customerservice@farmerscitizensbank.com or speak with a Personal Banker at your nearest FCB location.
