Kasasa Tunes
It's free checking that's in rhythm with you. Get $5 in iTunes® and/or Amazon.com® credits every monthly qualification cycle you qualify. That's everything the iTunes store or Amazon offers, including music, movies, games, iPhone apps, and more.
You also get nationwide ATM fee refunds and you'll never have to pay a monthly fee. Free checking never sounded so good.

- Summary
- Get $5 in iTunes® and/or Amazon.com® credits each monthly qualification cycle you qualify
- Get $10 in iTunes® and/or Amazon.com® credits just for signing up
- Unlimited checking
- ATM fee refunds nationwide**
- No minimum balance to earn rewards
- No monthly fee
- Free ATM/Debit Card
- Free Online Banking with Bill Pay
- Free eStatements
- Phone Access Banking
- Identity Guard Dog membership***
- Direct deposit available
- Overdraft protection
- FDIC insured up to $250,000
Qualifications:
In order to qualify for the iTunes® and/or Amazon.com® credits and ATM fee refunds, simply do the following each monthly qualification cycle:
- Have at least 12 signature-based debit card purchases post and clear
- Receive your account statement electronically
- Sign in to your online banking account at least once
It couldn't be easier! Chances are you're doing these already.
Kasasa Tunes is a relationship account, and is therefore intended to be your primary checking account, with debit card transactions for everyday expenses.
And remember, if you don't qualify one month, it is still a FREE account, and you can earn your iTunes credits back the following monthly qualification cycle.
Disclaimer:
*Earn iTunes® and/or Amazon® download refunds up to $10 with initial account opening regardless of qualifications. Earn up to $5 in iTunes® and/or Amazon® download refunds each cycle the minimum qualifications are met. Sales taxes may apply potentially reducing the number of downloads reimbursed. If you do not meet the qualifications per cycle, your account will still function as a free checking account; however, it will not receive ATM refunds or iTunes® and/or Amazon® refunds for that time period. Downloads must be purchased with your check card associated with your KasasaTunes™ account. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. Available to personal accounts only. Other bank ATM fees will be calculated to the best of the bank's knowledge based on the incoming data received from the bank's EFT processor for fee refunds. ATM fee refunds up to $25 with a maximum of 5 ATM transactions per statement cycle provided only if all qualifications are met during the monthly qualification cycle. iTunes is a trademark of Apple, Inc. The program is not endorsed by iTunes®, Apple® or Amazon® nor is there any actual or implied joint venture, partnership or relationship of any kind between Farmers Citizens Bank and Apple's® iTunes® or Amazon®.
**Limited to 5 per month not to exceed $25
***For only $2.95 monthly fee (first 6 months free)
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