Kasasa Cash

It's a new way to bank that puts you first.


Feel the power of earning 1.81% APY*! Plus, no monthly fees, refunds on all ATM fees–even outside of Bucyrus and Columbus–and no minimum balance to earn rewards.


Write all the checks you want, while earning interest that puts other banks to shame. Make the most of your money with a Kasasa Cash account today.


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Kasasa Cash
Summary
  • 1.81% APY* on balances up to $25,000 when qualifications are met
  • 0.15% APY* if qualifications aren't met
  • Unlimited checking
  • ATM fee refunds nationwide*
  • No minimum balance to earn rewards
  • No monthly fee
  • Free ATM/Debit Card
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Phone Access Banking
  • Direct deposit available
  • $50 deposit to open
  • FDIC insured up to $250,000

Apply for a Kasasa Saver Account to increase your yield even more!


Qualifications:


In order to qualify for the Kasasa rate and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Have at least 12 signature-based point of sale purchases post and settle
  • Receive e-statement
  • Have at least 1 direct deposit or automatic payment post and settle

It couldn't be easier! Chances are you're doing these already.


Kasasa Cash is a relationship account, and is therefore intended to be your primary checking account, with debit card transactions for everyday expenses.


And remember, if you don't qualify one monthly qualification cycle, you still receive the base rate of interest and can get the rewards back.


Disclaimer:

*APY=Annual Percentage Yield. APYs accurate as of 03/01/2013. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5.00 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.81%; and (3) balances over $25,000 earn 0.65% interest rate on portion of balance over $25,000, resulting in 1.81% - 0.94% APY depending on the balance. If qualifications are not met, all balances earn 0.15% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. PIN based transactions do not count towards qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


**Statement cycles the fourth Thursday of each month. In the event of a Thursday federal holiday, the cycle will end on the prior business day.


If you are a current Farmers Citizens Bank customer wishing to switch your current account to a Kasasa account, please email: customerservice@farmerscitizensbank.com or speak with a Personal Banker at your nearest FCB location.

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