Kasasa Cash

Experience the power of Kasasa Cash and earn 2.22% APY* with no monthly fees or minimum balance to earn rewards.

Announcing a new way to look at your checking account. We believe your money can do more than just pay the bills—it can improve your quality of life.

With this innovative high interest checking account, you can write all the checks you want and get an interest rate that puts other bank rates to shame with no balance requirements to earn rewards or service fees. We even refund charges from non-network ATMs, not just in Bucyrus, not just in Central Ohio, but nationwide!

Now that's checking that's simply the best!

Kasasa Cash
Summary
  • 2.22% APY* on balances up to $25,000 when qualifications are met
  • 0.75% APY* on amount of balance over $25,000 when qualifications are met
  • 0.15% APY* if qualifications aren't met
  • Unlimited checking
  • ATM fee refunds nationwide*
  • No minimum balance to earn rewards
  • No monthly fee
  • Free ATM/Debit Card
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Phone Access Banking
  • Identity Guard Dog membership***
  • Direct deposit available
  • $50 deposit to open
  • FDIC insured up to $250,000

Apply for a Kasasa Saver Account to increase your yield even more!

Qualifications:

In order to qualify for the Kasasa rate and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Have at least 12 signature-based debit card purchases post and clear
  • Have 1 Automatic Payment or Direct Deposit post and clear
  • Receive your account statement electronically

It couldn't be easier! Chances are you're doing these already.

Kasasa Cash is a relationship account, and is therefore intended to be your primary checking account, with debit card transactions for everyday expenses.

And remember, if you don't qualify one monthly qualification cycle, you still receive the base rate of interest and can get the rewards back.

Disclaimer:

*Annual Percentage Yield (APY) accurate as of 11/29/11. Minimum to open account is $50. Kasasa Cash Rate tiers are as follows: If your daily balance is $25,000 or less, the interest rate paid on the entire balance will be 2.20% with an annual percentage yield of 2.22%. An interest rate of 0.75% will be paid only for that portion of your daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 2.22% to 1.12% depending on the balance in the account. These rates apply where qualifications are met within the qualification cycle. If qualifications are not met, 0.15% APY will be earned on all balances. The advertised Kasasa Cash APY is based on compounding interest. These rates apply where qualifications are met within the qualification cycle on the Kasasa Cash Account. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the Kasasa Cash Account during the qualification cycle. ATM transactions do not qualify. A direct deposit or electronic payment must be recurring, third-party initiated, and post and clear the Kasasa Cash Account within the monthly qualification cycle to qualify. Transactions may take one or more business days to post from the transaction date. Intrabank transfers do not count as qualifying ACH transaction. Other bank ATM fees will be calculated to the best of the bank's knowledge based on the incoming data received from the bank's EFT processor for fee refunds. ATM fee refunds up to $25 with a maximum of 5 ATM transactions per statement cycle provided only if qualifications are met within the qualification cycle. Rates may change after the account is opened. Fees may reduce earnings. Available to personal accounts only.

***For only $2.95 monthly fee (first 6 months free)

If you are a current Farmers Citizens Bank customer wishing to switch your current account to a Kasasa account, please email: customerservice@farmerscitizensbank.com or speak with a Personal Banker at your nearest FCB location.

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