Fee Schedule

Farmers Citizens Bank Fee Schedule

Effective October 1, 2009

ServiceFee
Account Printout$3.50
Account Research and Balancing per hour$30.00
ATM / Debit Card Replacement$8.00
Bond Coupon Redemption$8.00
Cashier's Check$12.00
Check Images (per month)$12.00
Check PrintingVaries
Collection Item$24.00
Continuous Overdraft (per day)$7.95
Counter Checks (book of 25)$9.00
Court Ordered Child Support$6.00
Dormant Fee$6.00
Drafts$6.00
Drilling Safe Deposit Box$180.00
Duplicate Statement$8.00
Early Account Closing Fee

(If account is closed within 6 months of opening.)

$100.00
Escheat fee for unclaimed funds$60.00
Excessive Activity Savings & MMA

(Fee per item for checks, automatic or preauthorized transfers to another account or third parties over six.)

$18.00
Fee per item for Savings Debits over 6 per month$3.50
Foreign Checks (collections)$24.00
Garnishments$60.00
IRA Close / Transfer Fee$35.00
Late Payment Safe Deposit Box

(Payment is considered late 30 days after billing.)

$6.00
Lost Safe Deposit Box Key$30.00
Non-proprietary ATM Withdrawals$2.00
Overdraft per item (any type of account)

(Overdraft/NSF created by check, in-person, ATM withdrawal, or other electronic means.)

$33.95
OverdraftTransfer

(Transfer from deposit account or DDL line of credit.)

$8.50
Phone Transfers$8.50
Returned Deposit Item$16.95
Returned Item Fee for Non-Sufficient Funds (NSF)

(Any type of account.)

$33.95
Stop Payments$22.95
Tax Levies$60.00
VISA Gift Cards$3.50
Wire Transfers In (non-customer)$50.00
Wire Transfers Out$30.00
Wire Transfers Foreign$60.00

Monthly Maintenance Fee Changes if minimum balance is not maintained

ServiceFee
Platinum Checking$12.00
Gold Checking$8.50
Silver Checking$6.00
Economy Checking$2.00

.40 per check up to 8
.80 per check over 8

Regular Checking$6.50

.25 per debit over 15

Prime Money Market$30.00
Money Market Plus$14.00
Premier Money Market$27.50
Super Now$12.00

.25 per debit over 15

Advantage Checking$14.50
Prime Savings$12.00
Statement Savings and Passbook Savings$8.50