Investor Relations Frequently Asked Questions

How long has Farmers Citizens Bank been established?

Farmers Citizens Bank is proud of its strong heritage. The Bank was chartered on October 1, 1907 and opened its doors for business in Crawford County on January 6, 1908. The Bank began serving Knox County, Ohio, in June of 2000, Morrow County in January of 1998, Delaware and Franklin counties in October, 2006 and Richland County in 2008.

When was the holding company, FC Banc Corp formed?

FC Banc Corp was established on February 1, 1994 as a bank holding company for The Farmers Citizens Bank. At that time, each share of Farmers Citizens Bank stock was exchanged for four shares of FC Banc Corp. In August of 1998, a two-for-one stock split was announced thereby doubling the number of outstanding shares of FC Banc Corp to approximately 800,000 shares. Today, there are approximately 200 shareholders with approximately 897,056 shares outstanding.

Who are the FC Banc Corp Board of Directors?

Robert D. Hord

Chairman, FC Banc Corp and Farmers Citizens Bank

President, Hord Livestock Co., Inc.

Coleman J. Clougherty

President, FC Banc Corp and President & CEO of Farmers Citizens Bank

David G. Dostal

Owner, Auck Dostal Insurance Agency, Inc.

Patrick J. Drouhard

Retired Superintendent, Cardington-Lincoln Local Schools

Lawrence A. Morrison, CPA

Kleshinski, Morrison, and Morris, LLP

Patrick Hord

Chief Executive Officer, Hord Livestock, Inc.

Scott Everhart

Principal, Everhart Financial Group

How do I buy FC Banc Corp stock?

FC Banc Corp stock is quoted on the Electronic Bulletin Board and traded under the symbol FCBZ. For further information on FC Banc Corp stock, please contact Coleman Clougherty at investor_relations@farmerscitizensbank.com or at:

Farmers Citizens Bank

P.O. Box 567

Bucyrus, OH 44820

(419) 562-7040