About Us

The Farmers Citizens Bank was chartered in October 1907 and officially opened for business in January of 1908 and has operated continually in Crawford County since its inception. From the very beginning, the banks primary mission statement has been to serve the banking needs of Bucyrus and the surrounding areas of Crawford County, and it continues to be the driving force today. The bank has grown from its roots in Crawford County and now serves Morrow, Knox, Richland & Franklin Counties with full services branches in Cardington (opened January 1995), Fredericktown (opened April 1999), Worthington (opened October 2006), Shiloh (opened October 2008), and Upper Arlington (opened June 2009).

The Farmers Citizens Bank is an independent state bank which is owned 100% by a holding company: FC Banc Corp. FC Banc Corp was established on February 1, 1994 as a bank holding company. At that time, each share of Farmers Citizens Bank common stock was exchanged for four shares of FC Banc Corp. In August of 1998, a two for one stock split was announced thereby doubling the number of shares of FC Banc Corp outstanding to approximately 650,000 shares. In the 4th quarter of 2005, the company de-registered its securities with the SEC in a "Going Private" reverse stock split cashing out approximately 375 shareholders. Today, the number of shareholders is approximately 225.

Since de-registering, the company's stock has been quoted on the electronic bulletin board and publicly traded under the symbol FCBZ. The company actively supports three market makers in our stock and liquidity in the stock has been very strong since de-registering.

We believe in being "Simply the Best" bank we can be. This means a commitment to outstanding service and treating our customers like people instead of account numbers. When you walk into any of our seven FC Bank locations, you will receive exceptional personal attention we've come to be known for. When was the last time you were called by your name in a bank? That is the kind of relationship we have with our customers, and we are proud of that!

Our professional staff is committed to serving you better. We only hire people that are good at what they do and enjoy their job. You see the same faces every time...and they remember you! This is how we develop a real and lasting relationship with our customers.

Through the history of the bank, that mission has never changed. We remain an independent, locally owned institution that is focused on meeting the financial needs of the families and businesses in the communities we serve. We continue to honor the values that made FC Bank a trusted fixture in the community -- reliability, expertise, responsiveness, and commitment.

Sound old fashioned? When it comes to upholding standards and providing exceptional service, we are just that: Old Fashion! But when it comes to providing the very latest products and services, we pride ourselves in being on the cutting edge of the latest technology and most certainly can hold our own with the largest national and regional banks.

Today, we are FC Bank -- a full service, integrated financial services provider. Each area of our bank is staffed by highly respected professionals with expertise in their respective fields. The combination of their experience with the team approach we bring to financial management at FC Bank gives our customers the ultimate in financial management.